How the trust score works
Every active broker gets a score from 0 to 100, calculated only from FMCSA public records. We don't sell scores, and paid plans never change them.
The five factors
| Factor | Points | How it's calculated |
|---|---|---|
| Authority age | 30 | 3 points per year since the broker authority was first granted (10+ years = full points). New brokers are not bad by default, but fraud is concentrated in very new authorities. |
| Bond on file | 25 | A current BMC-84 surety bond or BMC-85 trust fund filing ($75,000 minimum) protects carriers and shippers if the broker fails to pay. |
| Revocation history | 20 | Minus 10 points per involuntary revocation in the last 5 years and 2 per older one. Involuntary revocations usually follow lapsed bonds, insurance or process agents. |
| Filing stability | 15 | Minus 7 points per bond coverage gap in the last 3 years (a bond ended with no replacement within 30 days) and 5 per involuntary suspension. Switching surety companies without a gap is not penalized. |
| Profile completeness | 10 | Full points when FMCSA has a business phone and address on file. |
Red flags
Separately from the score, we show a red-flag box when any of these are true. A flag is a reason to check more carefully, not proof of fraud.
Data sources
FMCSA moved broker registration to its new Motus system in May 2026. The older Licensing & Insurance (L&I) datasets stopped receiving updates on May 14, 2026. We combine both: L&I as the historical base, with Motus records taking priority wherever they exist.
Datasets used (data.transportation.gov): Carrier, AuthHist, Revocation, Insur and InsHist — in both legacy and Motus versions. Only brokers with active property-broker authority are listed.
truckload.broker is not affiliated with FMCSA or the U.S. Department of Transportation. Always confirm a broker's status on FMCSA SAFER before tendering freight.